If your vehicle is in a collision with another vehicle or a property, you can be legally responsible for damage or injuries others claim against you – even if you weren’t driving at the time. Basic third-party liability coverage insures you up to $500,000 for those claims that are made against you.
Why should I consider increasing my third-party liability coverage?
If you are in a collision outside of Manitoba, claim costs can add up. For Manitobans who often leave the province, even for one-day or weekend trips, we recommend you consider increasing your coverage. You can get Autopac coverage to increase your third-party liability protection to $1 million, $2million, $5 million, $7 million or $10 million.
You can also get higher liability limits through Special Risk Extension coverage.
Know your options. Talk to an Autopac agent to learn more.
Note that third-party liability coverage can be denied in certain situations, such as impaired driving. See more information.